Savings Accounts

WHAT ACCOUNT IS IN YOUR BEST INTEREST?

When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why First National Bank of Proctor has so many accounts to choose from. From Regular Checking to Money Market, you'll find the one account that has your best interest at heart!

Passbook Savings Account

Minimum to open: $50.00

Monthly service charge: $3 quarterly if average daily balance falls below $50

Minimum balance to avoid service charge: $50

Interest earning: Yes

Free online banking: Yes

Free telephone banking: Yes

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.

Money Market Savings

Minimum to open: $2,500

Monthly service charge: $3 quarterly if average daily balance falls below $50

Minimum balance to avoid service charge: $50

Interest earning: Yes

Free online banking: Yes

Free telephone banking: Yes

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.

Individual Retirement Account

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.

Certificates of Deposit

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.

Insured Investment Savings

Minimum to open: $15,000

Monthly service charge: A minimum balance fee of $10 will be imposed every statement cycle if the balance falls below $15,0000 any day of the cycle

Minimum balance to avoid monthly service charge: Must maintain a daily balance of at least $15,000

Interest earning: A variable rate is continually monitored to give you the best yield Compounded monthly

Free online banking: Yes

Free telephone banking: Yes

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.

Holiday Savings

Minimum to open: None

Monthly service charge: None

Minimum balance to avoid monthly service charge: None

Interest earning: Varies-determined by institution

Free online banking: Yes

Free telephone banking: Yes

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.