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Savings Accounts

WHAT ACCOUNT IS IN YOUR BEST INTEREST?

When you trust your money to a bank, you want to be sure it's in an account that's right for you. That's exactly why First National Bank of Proctor has so many accounts to choose from. From Passbook Savings to Money Market, you're sure to find an account that has your best interest at heart!

Passbook Savings Account

Minimum to open: $50.00

Monthly service charge: $3.00 quarterly if average daily balance falls below $50.00

Minimum balance to avoid service charge: $50.00

Interest earning: Yes

Free online banking: Yes

Money Market Savings

Minimum to open: $2,500.00

Monthly service charge: $3.00 quarterly if average daily balance falls below $50.00

Minimum balance to avoid service charge: $50.00

Interest earning: Yes

Free online banking: Yes

Insured Investment Savings

Minimum to open: $15,000.00

Monthly service charge: A minimum balance fee of $10.00 will be imposed every statement cycle if the balance falls below $15,0000.00 any day of the cycle

Minimum balance to avoid monthly service charge: Must maintain a daily balance of at least $15,000.00

Interest earning: A variable rate is continually monitored to give you the best yield Compounded monthly

Free online banking: Yes

Holiday Savings

Minimum to open: None

Monthly service charge: None

Minimum balance to avoid monthly service charge: None

Interest earning: Yes

Free online banking: Yes

Individual Retirement Account and Certificates of Deposit

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.