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Checking Accounts

WHAT ACCOUNT IS IN YOUR BEST INTEREST?

When you trust your money to a bank, you want to be sure it's in an account that's right for you. That's exactly why First National Bank of Proctor has so many accounts to choose from. From Free Checking to Value Plus Checking, you're sure to find an account that has your best interest at heart!

Free Checking Account

Minimum to open: $50.00

Monthly service charge: No service charge if you maintain an active Debit/ATM card;have at least one direct deposit per month;are signed up for Internet Banking and Opt In to E-Statements. If any of these criteria change, the account will be changed to an On Track Account.

*Prime Time customers 55 or older are not required to meet the eligibility requirements to qualify for this account. They also receive 1 free box of 100 basic checks per order.

Minimum balance to avoid monthly service charge:None

Interest earning: No

Free debit card:Yes

Free online banking: Yes

Paper Statement Fee: $2.00

On Track Account

Minimum to open: $100.00

Monthly service charge: $3.00

Minimum balance to avoid monthly service charge: $100.00

Interest earning: No

Free debit card: Yes

Free online banking: Yes

Paper Statement Fee: $2.00

Value Plus Checking

Minimum to open: $500.00

Monthly service charge: $5.00 plus $.25 per check

Minimum balance to avoid monthly service charge: $500.00

Interest earning: Yes

Free online banking: Yes

Paper Statement Fee: $2.00

Business Checking

Minimum to open: $50.00

Maintenance Fee: $6.00 Other fees apply, but credit can be earned to offset them.

Interest earning: No

Free debit card: Yes

Free online banking: Yes

Thank you for your interest. We urge you to call 218 628-1088 and talk to a new account assistant who can help you find the accounts and services that are right for you.